Mortgage Loan Originator
Home loans made personal.
I'm a Utah & Idaho mortgage loan originator who believes every family deserves a lender who knows their story. Whether you're buying your first home, moving up, or navigating a major life transition, I make the process feel easy.
"I believe the mortgage process should feel like support, not stress. My job is to get you to the table with confidence."
With a background spanning mortgage origination, real estate, and senior care placement, I bring a rare perspective to the lending table. I understand that a home loan is rarely just about money. It's about a growing family, a retirement transition, a fresh start, or a legacy being built.
As a dual-licensed real estate agent and mortgage loan originator here in Utah, I can see the full picture of your move, and connect you with the right resources every step of the way.
Real Estate
Senior Transition Specialist
Whether you're a first-time buyer, seasoned investor, or somewhere in between, I'll find the path that fits your goals and timeline.
Flexible terms and competitive rates for buyers with solid credit and stable income.
Lower down payment options making homeownership accessible for first-time and qualifying buyers.
Zero down payment options and favorable terms for eligible veterans and military families.
Tailored solutions for higher-value Utah properties above conventional loan limits.
Financing for new builds and one-time close construction loans across Utah's growing communities.
Lower your rate, reduce your term, or tap equity. I'll run the numbers and tell you honestly if now is the right time.
For homeowners 62+, convert home equity into tax-free funds with no monthly mortgage payment required. A powerful tool for retirement and senior life stage transitions, explained honestly and clearly.
What sets me apart is combining a rare dual background in real estate and lending with genuine personal investment in every client's story, because your move is never just a transaction.
As both a licensed real estate agent through ERA Brokers Consolidated and a mortgage loan originator with Ease Mortgage, I see your entire move, not just the financing piece. That perspective is rare, and it makes a real difference.
From first-time buyers to senior transitions, I've worked across every life stage. My background in senior care placement means I understand the full picture of major life moves in a way most lenders simply don't.
I believe the mortgage process should feel like support, not stress. I run real numbers, explain every option in plain language, and tell you honestly when something does or doesn't make sense for your situation.
As founder of Matua Advisory Group, I connect clients with real estate, mortgage, senior transition, and financial guidance all under one trusted relationship. Where Legacy Begins.
Every move is personal. I specialize in helping Utah families navigate the financial side of life's biggest transitions.
Demystifying the process, finding the right loan, and walking you through every step from pre-approval to closing.
Moving up to more space or settling into the right school district. Let's make sure the financing matches the dream.
Downsizing, relocating closer to family, or transitioning to assisted living. I understand this stage deeply and personally.
Investment properties, multi-generational planning, or building wealth through real estate. Your legacy starts here.
Licensed Lending Partner
Technology-driven mortgage solutions with lower rates
Comprehensive advisory for every life stage
Licensed Real Estate Brokerage
Full-service real estate representation across Utah
Real estate and mortgage services are offered through separate licensed entities. Jen Matua operates as a licensed real estate agent through ERA Brokers Consolidated and as a licensed mortgage loan originator (NMLS #2513297) through Ease Mortgage (NMLS #2273319). You are never required to use both services.
The real measure of my work is how my clients feel when they get the keys.
Jen made what felt like an overwhelming process feel completely manageable. She explained every step and was available every time we had a question. We closed on time and under budget.
We were navigating a complicated situation, selling our home and moving my mother into assisted living at the same time. Jen understood both sides and guided us through with so much grace.
We've worked with other lenders and nothing compares to having someone who truly knows Utah real estate from both sides. Jen is the real deal and our go-to for every transaction.
Whether you're ready to apply or just want to talk through your options, I'm here. No pressure, no jargon, just honest guidance.
All loan applications are processed through Ease Mortgage (NMLS #2273319). Jen Matua | NMLS #2513297 | Licensed Mortgage Loan Originator | Equal Housing Lender. Rates and terms subject to credit approval and market conditions. This is not a commitment to lend.
Whether you are buying your first home, refinancing, investing, or building new, I'm ready to have a real conversation. No pressure, no jargon, just clarity.